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Frequently Asked Questions

What is a Payday Loan or Cash Advance?

A cash advance provides you with emergency cash when you need it most, usually between paydays! Simply complete the fast, online form and your loan request could be with you within minutes!

Can I qualify?

Qualifying is easy and you don't need to worry about your credit. You may qualify if you currently have a job (or receive regular income), make at least $800 per month, are 18 years of age or older and a U.S. citizen, and have a bank account. Other requirements may apply Even bankruptcy, bounced checks, charge-offs and other credit hassles don't prevent you from getting the cash advance you need!

How much can I qualify for?

How much you qualify for depends on a number of factors including your lender, income and employment. To request a loan from $100 - $1,000, simply complete the fast, online form and you could be with you in minutes!

And don't worry, any credit type can qualify - even bankruptcy, charge-offs and bounced checks!

What does it cost?

The cost of your cash advance loan is dependant on many factors, such as the lender and how you manage your financial obligations. Cash advance loans are designed for emergency situations when you are short of cash and need money fast! Family emergencies, unexpected car repairs, overdrafts, telephone reconnection and deposits are just some of the urgent cash needs that you may experience.

Your fees are less than the cost of not having the cash you need when you need it - overdraft fees, bounced check charges, taxes, even losing your job because you can't get to work! Actual fees are determined based on the information you provide when you submit your loan request. Your cash can often be sent to your bank account the very next business day and you don't repay until your next paycheck.

When do I get my money?

Once you have applied online, your information will be submitted and verified by our national lender database. Once approved, your cash can be in your bank account as early as the next business day! And don't worry... any credit type can qualify, even bankruptcy, charge-offs and bounced checks!

When do I repay?

Your repayment is the best part. The minimum required payment will be deducted from your bank account. You get cash when you need it most and repay when you have it! Still a little short on payday? No problem! Generally online customers are automatically renewed every pay period. Just let your lender know when you are ready to pay in full, and your loan plus fees will be deducted from your bank account by the lender.

*THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. This site will submit the information you provide to a lender. Providing your information on this Website does not guarantee that you will be approved for a cash advance. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product. Not all lenders can provide up to $1,000. Cash transfer times may vary between lenders and may depend on your individual financial institution. In some circumstances faxing may be required. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. For details, questions or concerns regarding your cash advance, please contact your lender directly. Cash advances are meant to provide you with short term financing to solve immediate cash needs and should not be considered a long term solution. Residents of some states may not be eligible for a cash advance based upon lender requirements.

**Typically lenders will not perform credit checks with the three credit reporting bureaus: Experian, Equifax, or Trans Union.
Credit checks or consumer reports through alternative providers may be obtained by some lenders.

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